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Nevada Health Insurance —
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Compare Nevada Health Insurance Plans

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Nevada Health Insurance Guide

Nevada operates its own ACA Marketplace called Nevada Health Link. With Medicaid expansion in place, adults earning up to 138% of the Federal Poverty Level may qualify for Nevada Medicaid at little to no cost. For those above the Medicaid threshold, Nevada Health Link offers subsidized private plans from carriers including Ambetter from SilverSummit Healthplan, Friday Health Plans, and Prominence Health Plan. Nevada's large gig economy workforce, hospitality workers, and self-employed individuals all benefit significantly from the ACA's financial assistance programs. A licensed advisor can compare plans in Las Vegas, Reno, and across Nevada's diverse communities — at no cost to you.

Nevada has expanded Medicaid — adults earning up to 138% of the Federal Poverty Level may qualify for Medicaid at no cost.

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2026 Coverage Up-to-date plans and subsidy information for the 2026 plan year

ACA Open Enrollment Key Dates

The ACA Open Enrollment Period runs each fall. Missing the deadline may mean waiting until next year or qualifying for a Special Enrollment Period.

Nov 1, 2026

Open Enrollment begins. Compare and enroll in plans for 2027 coverage.

Dec 15, 2026

Enroll by this date for coverage starting January 1, 2027.

Jan 15, 2027

Last day of Open Enrollment. After this date a qualifying life event is required to enroll.

Frequently Asked Questions

Does Nevada have its own ACA marketplace?

Yes. Nevada uses Nevada Health Link (nevadahealthlink.com), a state-run ACA Marketplace. Nevadans do not enroll through HealthCare.gov — Nevada Health Link is where you compare plans and apply for subsidies.

Has Nevada expanded Medicaid?

Yes. Nevada has had Medicaid expansion in place for several years. Adults earning up to 138% of the Federal Poverty Level (approximately $20,120/year for a single adult in 2026) qualify for Nevada Medicaid.

What carriers offer plans in Nevada?

Nevada Marketplace carriers include Ambetter from SilverSummit Healthplan, Friday Health Plans, and Prominence Health Plan. Availability varies between Clark County (Las Vegas metro), Washoe County (Reno), and rural Nevada counties.

How much can I save with a Premium Tax Credit in Nevada?

A single adult earning $30,000/year in Las Vegas may qualify for $200–$400/month in Premium Tax Credits, substantially reducing their monthly plan cost. Exact amounts depend on income, age, household size, and plan selection.

Ready to See Your Nevada Options?

Our licensed advisors help Nevada residents find the right coverage at the right price — at no cost to you.