Updated July 2026 · NevadaPlanFinder.com — Licensed Health Insurance Producer (NPN #21249133)

Anthem Blue Cross and Blue Shield Health Insurance in Ely, Nevada

Anthem Blue Cross and Blue Shield is one of 6 carriers offering marketplace health plans in Ely, Nevada's Rating Area 3 for 2026.
Residents of Ely may qualify for subsidies on Nevada Health Link if their income is between 100% and 400% of the Federal Poverty Level.
Nevada Medicaid (Medicaid expansion state) covers adults with income up to 138% FPL, and pregnant women up to 185% FPL.
Ely, located in White Pine County, has a population of 3,929 and an uninsured rate of 4.6%, per U.S. Census Bureau ACS 2024 5-year estimates.

For residents of Ely, Nevada seeking health insurance, Anthem Blue Cross and Blue Shield provides a range of coverage options through the Nevada Health Link, the state's official health insurance marketplace. As a significant carrier in Rating Area 3, which encompasses White Pine County where Ely is located, Anthem Blue Cross and Blue Shield offers various plans that may be eligible for financial assistance. Understanding your choices, including plan types, subsidy eligibility, and local network considerations, is key to selecting the right coverage for your needs in Ely.

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What Anthem Blue Cross and Blue Shield Plans Are Available in Ely?

In Ely, Nevada, Anthem Blue Cross and Blue Shield offers a variety of health insurance plans on the Nevada Health Link marketplace. These plans typically include Health Maintenance Organization (HMO) and Exclusive Provider Organization (EPO) options. While PPO availability can be limited in certain parts of Nevada, it is not categorically excluded for all areas; shoppers should verify specific plan types and network access for their Ely ZIP code directly on Nevada Health Link. These plans cover essential health benefits as mandated by the Affordable Care Act (ACA), including doctor visits, hospital care, prescription drugs, and preventive services, ensuring comprehensive protection for individuals and families in Ely.

Understanding Your Eligibility for Subsidies in Ely

Financial assistance is available to help make health insurance more affordable for many Ely residents. When you enroll in an Anthem Blue Cross and Blue Shield plan through Nevada Health Link, you may qualify for premium tax credits and cost-sharing reductions. These subsidies are based on your household income relative to the Federal Poverty Level (FPL).

Updated July 2026 · NevadaPlanFinder.com — Licensed Health Insurance Producer (NPN #21249133)

Premium Tax Credits: Available to individuals and families with incomes between 100% and 400% of the FPL. These credits lower your monthly premium payments.
Cost-Sharing Reductions (CSRs): Available to individuals and families with incomes between 100% and 250% of the FPL who enroll in a Silver-tier plan. CSRs reduce your out-of-pocket costs like deductibles, copayments, and coinsurance.

For a single person in 2026, 100% FPL is approximately $15,060, while 400% FPL is around $60,240. If your income falls within these ranges, you are highly likely to receive financial help, significantly reducing the cost of an Anthem Blue Cross and Blue Shield plan.

Nevada Medicaid and CHIP Eligibility for Ely Residents

Nevada is an expanded Medicaid state, meaning more residents in Ely may qualify for low-cost or free health coverage.

Nevada Medicaid for Adults: Adults with household incomes up to 138% of the Federal Poverty Level are eligible for Nevada Medicaid. For a single person in 2026, this threshold is approximately $20,783 annually.
Nevada Medicaid for Pregnant Women: Pregnant women in Ely can qualify for Nevada Medicaid with incomes up to 185% FPL. Coverage includes comprehensive prenatal care, labor and delivery, and 12 months of postpartum care.
Nevada Check Up (CHIP): The state's Children's Health Insurance Program covers uninsured children in households with incomes up to 200% FPL, providing essential healthcare services.

If you believe you might be eligible for Nevada Medicaid or Nevada Check Up, you can apply through the Nevada Department of Welfare and Supportive Services (DWSS) or online at access.nv.gov.

Health Insurance Carriers in Ely

Ely, Nevada is part of Rating Area 3, which covers Churchill, Douglas, Elko, Esmeralda, Eureka, Humboldt, Lander, Lincoln, Lyon, Mineral, Nye, Pershing, Storey, White Pine counties. In 2026, 6 carriers offer marketplace plans in Rating Area 3, providing residents with a range of choices for their health coverage. These confirmed carriers include:

Ambetter
Anthem Blue Cross and Blue Shield
CareSource
Health Plan of Nevada
Imperial Insurance Companies
Select Health

When choosing a plan, it is important to compare not only premiums but also deductibles, out-of-pocket maximums, and the network of doctors and hospitals included, especially given that White Pine County has no acute care hospitals within its boundaries. Ely, Nevada has a population of 3,929 with a median income of $77,500 and an uninsured rate of 4.6%, per U.S. Census Bureau ACS 2024 5-year estimates. Residents needing acute care typically travel to neighboring counties for hospital services.

Choosing the Right Anthem Blue Cross and Blue Shield Plan in Ely

Selecting the best health plan involves considering your healthcare needs, budget, and preferred providers.

Assess Your Medical Needs: If you anticipate frequent doctor visits or have ongoing prescriptions, a plan with lower deductibles and copayments may be more cost-effective, even with a slightly higher premium.
Review Network Access: Ensure that your preferred doctors and any specialists you see are included in Anthem Blue Cross and Blue Shield's network for your chosen plan.
Compare Metal Tiers:
- Bronze plans have lower premiums but higher out-of-pocket costs, suitable for those who use healthcare infrequently.
- Silver plans offer moderate premiums and out-of-pocket costs, and are the only tier eligible for cost-sharing reductions.
- Gold plans have higher premiums but lower out-of-pocket costs, ideal for those who expect to use more medical services.
Consider Catastrophic Plans: If you are under 30 or have a hardship exemption, a catastrophic plan with very low premiums and high deductibles might be an option for emergency coverage.

A licensed health insurance producer can help you navigate these options, compare Anthem Blue Cross and Blue Shield plans with other carriers, and ensure you receive all eligible financial assistance.

Frequently Asked Questions

Is Anthem Blue Cross and Blue Shield available on Nevada Health Link in Ely?

Yes, Anthem Blue Cross and Blue Shield is one of 6 carriers offering plans on the Nevada Health Link marketplace in Rating Area 3, which includes Ely and White Pine County, for the 2026 plan year. You can compare their plans with others through the state exchange.

What types of plans does Anthem Blue Cross and Blue Shield offer in Ely?

In Nevada, Anthem Blue Cross and Blue Shield typically offers a range of plan types including Health Maintenance Organization (HMO) and Exclusive Provider Organization (EPO) plans. Limited PPO availability may exist in certain rating areas; check specific plan details for your ZIP code on Nevada Health Link.

Can I get financial assistance for an Anthem Blue Cross and Blue Shield plan in Ely?

Yes, if your household income is between 100% and 400% of the Federal Poverty Level (FPL), you may qualify for premium tax credits and cost-sharing reductions when enrolling in an Anthem Blue Cross and Blue Shield plan through Nevada Health Link. For a single person in 2026, this range is approximately $15,060 to $60,240 annually.